I Brake For Debt
We’ve been trying a “cash budgeting” system for a few months now, and it’s going pretty well. That is, it covers our variable expenses. I still use a bank account dedicated to relatively fixed expenses such as rent, utilities, membership dues, and minimum credit card payments. Most of those are paid automatically, pulled directly from the account. Unfortunately, there are two places where the system falls short. This isn’t so much because of any flaw in the idea of cash...